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Cookie Policy

Blumont Annuity Company UK Ltd (“BAC UK”, “we”, “our” or “us”) uses cookies on this website.

What are cookies?

Cookies are small text files that store information about your interactions with a website, either temporarily or more permanently on the hard drive of your device, for example, your computer or other internet-enabled devices, such as a smartphone or tablet. We may also use other technologies that are similar to cookies (for example, web beacons or tracking pixels) and such technologies will also be referred to as ‘cookies’ for the purposes of this cookie policy.

Cookies are usually categorised according to their origin but can also be categorised according to whether they are stored in your browser or not. Cookies can be ‘first party’ or ‘third party’ depending on the domain that sets them. In relation to our website, first party cookies are set by us and information is collected and used by us in accordance with the terms of this Cookie Policy and, to the extent we process your personal data using such cookies, our online Privacy Policy. Third party cookies are set by third parties and information is collected and used in accordance with their policies.

Cookies can be further categorised into session cookies or persistent cookies depending on their duration. A session cookie is sent to your device for the proper functioning of this website and is not stored on your device but is deleted and disappears when you close your browser. A persistent cookie is stored in your browser and allows the website to recognise your device even if you turn off your device or log out between visits. Persistent cookies will remain on your device for the period of time specified in the cookie. We have set out further information in the table below on when cookies we use in connection with our website expire.

Cookies on our website

This website uses cookies to distinguish you from other users of this website for the purposes described below, including to support the functionality of the website, to help us to provide you with a good experience when you browse this website and also to allow us to enhance this website.

We use the following types of cookies on our website:

Strictly necessary cookies

Strictly necessary cookies are essential for the operation of the website and help you navigate it. They are stored within your browser and include, for example, cookies that enable you to log into secure areas of this website. These cookies are necessary for our website to operate correctly and we do not require your consent to use them. Disabling these cookies using your browser settings (see below) will adversely impact the website’s functionality and may lead to certain features being unavailable.

  • OneTrust
  • Amazon Web Services or AWS
  • Microsoft NET-based technologies
  • F5 Networks
  • Drupal

Performance (or Analytics) Cookies

Performance cookies are used to collect statistical information about website use to improve the website and our services. Performance cookies may collect certain information including your device type, operating system type, browser type, domain, other system settings, IP address, referring URLs, information on actions you take on website and the dates and times of your visits, as well as the country and time zone in which your device is located. These cookies are provided by third parties and the information obtained through these cookies will be disclosed to, or collected directly by, those third parties.

  • Google Analytics
  • Microsoft Clarity
  • New Relic

Functional Cookies

Functional cookies enable the website to provide enhanced functionality. They allow the website to remember choices made (such as language, the region you are in or other preferences) to provide a personalised online experience. They may be set by us or by third party providers.

  • Brightcove

Targeting Cookies

Third parties may set cookies in relation to marketing, social media and in respect of web traffic analysis services. BAC UK may also use first-party targeting cookies in some cases.

  • Microsoft

Your Cookie Options

You have the right to accept or reject non-essential cookies. You will be asked to indicate your consent and acceptance or non-acceptance of the performance, functional and targeting cookies mentioned above in the cookie banner that appears at the bottom of your browser window when you first visit the website. You may also alter such preferences through visiting our cookie management platform.

If you click ‘Accept All Cookies’ in our cookie banner, all the cookies mentioned above (including performance, functional and targeting cookies) will be placed on your device. If you click ‘Reject Optional Cookies’, only the strictly necessary cookies will be placed on your device. You can also individually select which cookies you consent to us placing.

You can block all cookies (except the strictly necessary cookies), even when you have previously clicked “Accept All Cookies” in the cookie banner and want to withdraw that consent, by activating the setting on your browser that allows you to refuse the setting of all or some cookies. Users may allow, block or remove cookies (other than strictly necessary cookies) installed on their device by changing the configuration of the browser.

The following links may assist you in managing your cookies settings, or you can use the ‘Help’ option in your internet browser for more details:

Other general information about cookies

The following link contains further information about cookies: https://ico.org.uk/global/cookies/

Changes to the cookie policy

New services using cookies may be added to this website from time to time. We aim to keep this Cookie Policy as accurate as possible and will use all reasonable efforts to regularly review and update this Cookie Policy.

Contact information

If you have any questions or concerns about our use of cookies, please contact us at DPO@blumontannuity.co.uk.

Last updated: 21 March 2025